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Complimentary Tools · 2026

Mortgage Calculators

Estimate your monthly payment, how much home you can afford, refinance savings or DSCR qualification — all in seconds. Then let Dustin verify your exact numbers in 90 minutes.

Monthly Payment Calculator
Estimate your principal, interest, taxesand insurance payment.
20.0% of home price
Texas avg ~1.6–2.2%. Enter your county rate.

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Your Estimated Payment
Enter your details and click Calculate →
Home Affordability Calculator
Estimate how much home you can buy based on income and debts.
Combined household gross (before taxes)
Car, student loans, credit card minimums

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Your Buying Power
Enter your details and click Calculate →
Refinance Savings Calculator
See your monthly savings and break-even timeline.
Typically 2–4% of loan amount

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Refinance Analysis
Enter your details and click Calculate →
DSCR Calculator for Investors
Estimate your Debt Service Coverage Ratio for investment property financing.
Enter the loan amount (not purchase price)

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

DSCR Analysis
Enter your details and click Calculate →

Ready for Your Exact Numbers?

These calculators give you estimates. Dustin gives you certainty — actual rates, real pre-qualificationand a closing plan in 90 minutes.

Get Pre-Qualified with Dustin →

Contact Dustin to confirm availability in your specific state — contact Dustin to confirm availability in your specific state. Actual rates, paymentsand qualification depend on credit history, income, property type, market conditionsand other factors. Contact Dustin Carlson, NMLS #193009, at First Colony Mortgage Corporation, NMLS #3112, for actual pre-qualification. Equal Housing Opportunity.

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